1990年以降の家計貯蓄行動におけるライフステージの特徴(菅原民生・椛島成治・福山豊・樋口精一郎教授退官記念)

概要

論文の詳細を見る
Under the continuing recession after the bubble period of the late 1980s in Japan, we faced declining household income and growing risk of uncertain future. Those factors made consumption behavior more prudent, and gave household the grater saving incentive. The aim of this study is to analyze the household saving behavior after 1990' by using econometrical tool. In analyzing household saving behavior, it is important to consider the factor of life stage. We estimated the micro saving model which contained slope dummy variables of life stage. This analysis has led us to the following insights. The effect of income and stock factors on saving rate of household with household heads of 60 years old or over was different from any other households. It seemed they kept the great saving incentive in spite of old age, and didn't even try to withdraw saving.
長崎大学の論文
2005-03-28