自動車ローンの返済を伴う経済生活の設計に関する家庭科教材の開発

概要

論文の詳細を見る
This study developed an instructional material for training in designing financial plan including the payment of an auto loan for senior high school students. The material was programmed on a personal computer with spreadsheet software, and consisted of three sub-programs : for selecting an automobile from the data file of domestic-made autos ; for calculating the monthly payment for an auto loan depending on the amount of money to borrow, the length of the loan, and the annual percentage rate of interest ; and for designing financial plan including the monthly payment. The financial cost of the auto loan diminishes the amount of money available for living expenses. By comparing each subject's living expenses with average single persons' ones shown as a guide for planning, the subject is able to decide the monthly payment adequate to his net income. The material makes it possible for students to improve their ability in designing financial plan including the payment of the auto loan.
日本家庭科教育学会の論文
1993-04-20