公的金融とサービス需給に関する視点

概要

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In this paper we would like to reconsider certain managerial and economic items of some controversial topics of public finance especially concerning the typical nation-run financial organization, the Postal Saving Institution in Japan. Even in the long recession , the deregulation policy program toward banking and financial services industries could be effected, it is observed. Whether or not discussions concerning the privatization of the Postal Savings would become more popular among certain stake-holders including the household sector, it still should be expected that the more continuous and overall managerial restructuring policy with vigorous strategies to pursue the very efficiency in the business by the Institution could be retained. As the organization of public enterprise, the domain and scope of business would also involve fields of financial services for households and small-sized firms in local areas, while giving some adequate consideration to meet the customer’s satisfaction and R&D that could to some extent cover and develop the loan business, as well as play the role of being public incubator, and also to cope with the case of market failures.
長崎大学の論文