グローバリゼーションのもとでのマイクロファイナンスの妥当性 : 南インドの NGO 評価事例から

概要

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This article is an attempt to examine the relevance of microfinance against the background of globalization, i.e. the global spread of commercialism and Americanization, the integration of markets, among others, and the decline of the rural community. As a case, a Japanese NGO with local NGO partners in South India was chosen, whose activities the author was entrusted to evaluate. The main strategy of these NGOs was to form and strengthen self-help groups (SHGs) in poor rural areas, with the aim of regenerating rural communities by encouraging communal activities. Most members of the SHGs, however, were engaged in individual income generating projects utilizing micro-credits. While such activities had many advantages, the NGO was worried that they were not helpful in community regeneration. The author, after conducting an evaluation, is of the opinion that the notion of community in the Indian context should be more examined, and that such a community needs to be a "center" in any sense if it is to thrive.
2004-08-31