貸出金利の地域間格差 : 「名古屋金利」とは何か(山本栄一博士退職記念号)

概要

論文の詳細を見る
If a lending market is perfect, there is no regional differential in lending rates. However this differential exists in the Japanese lending market. For instance, the lending rates are lower in Nagoya than in other cities. This paper studies the problem from the perspective of the demand-side of funds. The data on lending rates are derived from the Nikkei Zaimu database. One reason for the differential is that the average lending rates in areas where creditworthy leading enterprises (such as Toyota Motor Corporation) are located are lower than those in other areas.