世帯類型より見たる公益質屋利用者階層の状態 (続)
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概要
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1) The regular users of the municipal pawn shop are always constant on their occupational distribution ratio,but theunusual users of it are changing on the ratio according to the business conditions and the phases of the times. 2) The person without a regular occupation,the engaged in commerce and the outdoor worker in company are higher on the ratio of the handicapped household than the other. 3) The households of the day laborer and the person without a regular occupation are higher on the ratio engaging in the disadvantageous laboring patterns than the others. 4) The members of households useing the municipal pawn shop are more in number than those of the residents of Kobe. 5) The day lIaborer and the engaged in farming and fishing have much lower income per capita than the engaged in the other occupations.6) The income for each user of the municipal pawn shop is about from 10,000 yen to 12,000 yen. 7) The laboring incomes for each household, expecting the household without a regular occupation, are about from 12,000 yen to 17,000 yen on the average. 8) The household expense of the users of the municipal pawn shop varries with their household sizes; the household expense of the person without a r egular occupation,of the engaged in farming and fishing,of the day laborare very small generally and are only about 13,000 yen; the household expense of the engaged in the other occupation are about 18,000 yen. 9) The money borrowing from the municipal pawn shop are about from 1,000 yen to 3,000 yen at a time, aresupplemented the dissatisfied of household expense as the ordinary expenditure,especially are used as the food cost,account for 60 percent of all money borrowed from the municipal pawn shop.10) The 30 percents of the users of the municipal pawn shop are useing a1so the profit-making pawn shop. 11) The numbers of the household members are not so relative to the members of the laborers and the amount of the household income. 12) The maximum of the municipa1 pawn shop loan is 10,000 yen,but the users have only a loan of 2,000-3,000 yen,have no article to bepriced 10,000 yen for pawning,also are unable to pay so much money back. 13) Generally,the amount of money borrowed by each user is low inspite that the number of the users is great. This causes a municipal pawn shop to find the lack of about 1,000 ,000 yen in loan each year. 14) The difficulties found in municipal pawn shops should be resolved,if the municipa1 pawn shop in Hyogo-ku were re-established in Hyogo-ku,and about 5,000,000 yen were added to the loan of municipal pawn shop inKobe-city.
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