規制業界における競争の認識とパラダイムの転換 : わが国銀行業界における経営と戦略の新たな視点
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概要
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The aim of this paper is to clarify new paradigms of Japanese bank in an age of mega competition. In Japanese bank industry has been protected by various restrictions under convoy approach. It influences in this industry, it has been assumed that (1) straight line management that doesn't value differentiation into competitor, (2) competition limited in bank industry are paradigms. However, because this approach failed, the conversion is done through necessity as for these common frames that have been shared for a long term. In this industry, the financial environment has changed greatly along with various deregulation, the managerial environment has changed (e.g., new entrant from different industry, progress of information technology and financial technology, diversification of customer needs behaviors) greatly at the same time. If these environmental changes are deliberated, those paradigms become the obstructions Japanese bank conceives the strategy. In this paper, we clarify that these paradigms that have been being shared up to now before the financial deregulation are not necessarily reasonable at the present stage. And, we derive the new paradigm related to (1) and (2) in Japanese bank industry while assuming a further change in various environments. Concretely, we look for the management of the supervisor government office subordination that has influenced (1), and examine the brittle system of leadership based on this management. Moreover, we derive a new managerial vision that aims at getting rid of this management while referring to the approach of the American bank with which it is put on a competing environment early and the strategic management is developed based on a strong leadership. Besides, we examine the progress of the competition that exceeds the industry while looking for the transition of various restrictions that influence (2), and consider strategic response of the established enterprise to them. Through these considerations, we propose a new strategic vision in an age of competition.
- 2005-11-10
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関連論文
- 競争戦略フレームワークにかかわる一考察 : 競争要因の新たな位置づけ(研究A,2005年度長野大学地域研究・一般研究助成金による研究報告)
- 規制業界における競争の認識とパラダイムの転換 : わが国銀行業界における経営と戦略の新たな視点