SNAにおけるFISIM (間接的に計測される金融仲介サービス)の評価と提案 (熊谷次郎教授退任記念号)

概要

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SNA has an unsolved problem in the measurement of banking industry output. It has proposed imputed interest method(SNA in 1953), imputed banking service method(SNA in 1968), and FISIM(Financial Intermediation Services Indirectly Measured)method(SNA in 1993)in the measurement of banking industry output. Now, I examine whether FISIM method has solved the measurement of banking industry output, and conclude that FISIM method is contradictory and failure method, because it, on the one hand, suppose banking industry as producer of marketable banking services but, it, on the other hand, measures banking service not directly as banking service sale but indirectly as the difference between lending interest and deposit interest, especially as receipt interest, that is, as value of other producer's sale. in this paper, I review the banking industry output, and propose the banking industry output value as the value of banking commodity, that is, of banking lending service-in the real world as the value of banking lending interest.
2008-03-10