家庭経営におけるリスクマネジメントと意思決定

概要

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The purpose of this series of study is to systematize the theory of Risk Management in Family Life. This paper aims to clarify the concepts and characteristics of the way of making decision in the whole process of Risk Management in Family Life. The major findings of this paper are as follows: 1) Decision making in Risk Management refers to the activity of dealing with information, considering alternatives, and selecting an adequate method. Decisions are made under uncertain conditions through all of the following steps: the recognition of management purposes and goals, the identification of risks, the evaluation of risks, the selection of the risk treatment method, and the review of Risk Management. 2) The value-subsystem acts on the whole standard of decision making in Risk Management where the family manager plays apart of the risk manager. It is to be noted that decisions should be made against risks on the basis of the minimax principle. 3) Both the speculative risks and the huge pure risks are managed by the non-programmed decision making method, while, from time to time, intuitive considerations may be effectively employed. 4) The Risk Management decisions in Family Life are not compatible with optimal standards because the family system consists of both economic and interpersonal management systems. Thus, Risk Management in Family Life requires an integrative or adjustive standard.
社団法人日本家政学会の論文
1996-09-15