相互扶助組織の財政に関する推計学的考察(第2報)
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概要
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It is a tendency that a fraternal society, namely, a mutual organization, has been adopted at various workshops. Among mutual-aid organizations, however, some have been driven into a state of bankruptcy after a certain period of their starts due to their poor management. There are many reasons as to their having become insolvent, one of which is that they decided their membership fees considering only the economical conditions of the time they were established without seeing far into the future when they might be obliged to examine their increased expenses and determine the new membership fees to cope with current economical situations. Making much of the above, it will be necessary for the management to forecast possible causes of expenses in the future such factors as death rate and fire rate statistically. Essay-1 frequently quoted in this report aims at having the management decide adequate membership fees by dealing with necessary factors on statistics. Essay-1, however, is for extremely special group; no entrance is allowed except one at the time of its start, no secession is acknowledged except death, and it regulates that the disorganization should only be made when all the members of it die. On the contrary, this essay, is for a common mutual organization that is required to check increase or decrease in membership annually and take the number of such factors as newly adopted members, the withdrawn (those withdrew unfinished, or retired under the age limit) and the dead into consideration. It is, of course, natural that this kind of mutual organization is to be existed semieternally changing its contents a bit annually. Therefore, in this report, I insist that a mutual organization should be managed under the sound economical conditions.
- 中村学園大学の論文
- 1964-12-30