韓国の金融構造改革期における金融機関の対応

概要

論文の詳細を見る
Korea's macroeconomic fundamentals have improved sharply since financial crisis under the IMF-supported program. Korean government has established a system of prudential regulation and supervision for the financial sector. Financial sector restructuring focused on the tightening of prudential regulations. After financial sector restructuring, there were several changes in bank behavior. One of them was that Korean bank's policy was somewhat skewed toward the individual household sector rather than the large corporation sector. During the financial sector restructuring, intense competition between banks led them to increase lending for individual households. This was because it takes lower risk than lending for large corporations and gives higher profits to the bank. The purpose of this paper is to show how Korean banks act against the prudential regulations during the financial sector restructuring in Korea, and understand the reasons for their actions.
鹿児島国際大学の論文
2006-03-31