銀行業の秘訣
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概要
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We cannot see any difference in nature between financial activities performed by goldsmiths and by today's commercial banks. One of the most striking features of goldsmiths was the establishment of a credit system. In an anonymous pamphlet published in 1676, J.R., the pamphleteer, clarified the points. He said that goldsmiths presumed upon some to come in as fast as other was paid away, and on that confidence of a running cash flow they began to accommodate men with money even for months. Moreover, he accused goldsmiths or bankers of lending barefacedly not their own but other men's money. This reproach might be thought unreasonable from the viewpoint of law even three hundred years ago, the core point of banking, however, is apparent. This paper intends to introduce how business evolved in the post-Cromwellian period in England through companies of the makers of plates.
- 1994-01-20